Tips and Tricks to Improve your Finance

It is sometimes amazing how much money we spend on eating, in driving, home and shopping without even realizing it. With the economic downturns, become crucial to save some extra cash. I think many people are concerned about save money, today

In general, we can save whenever. So, the following are a list of general advices you can use any time in the year, that can help you to improve your finances.

Save Money On Eat And Drink

Cook your own meals

This is a valuable skill you could learn, especially to reduce costs. Of course, for those who work every day become hard find the time to stay indoors. However, you can try to make your dinner a couple of time per week, if it’s not possible to do so on a daily basis. Also, cooking is a fun way to eat healthier and provide entertainment.

Eat less meat

You can try eat chicken and pork instead of beef. If you don’t like meat you can always try to eat veggies. They are very cheap per pound compared to meat.

Find restaurant coupons

If you like eating out for lunch, you can looking for coupons codes online. If you’d rather, Restaurant.com let you to get $25 gift certificated for $10. It better than nothin.

Eat slower

It take time for your stomach to tell your brain you’re full. Remember, the faster you eat, the more you eat.

Buy Low Foods

You can save a lot of money by shopping at the lower-priced food stores. You can comparing price-per-ounce or other unit prices on shelf labels.

Water

If you go out to eat, ask for water instead to drink soda or alcohol. If the food is good enough, you probably won’t notice the difference.

Avoid Smoking

Many people smoke after eating. While chigarete are very expensive to buy every day, in long term can make spend a lot in medical cost. Find an alternative to stress relief.

Grow your fresh herbs

It’s very simple grow your own herb. All you need to do is just have some light, dirt and water. That it!

Take your own coffe

If you regular take the coffe out of your home, you can always stop with this habit, and preparing it at your home.

Related to Your Ride

1. Carpool

If you just carpool one day a week, is enough to save save fuel and the Earth as well.

2. Drive the speed limit 

Driving slowly below the speed limit can be a great way to save gas. While current highway speed limits tend to be at least 65mph, according to study take the highways at an certain speed can make lose fuel efficiency. In particular, if the air drag above 55.

3. Looking for auto insurance

There are a lot of companies that allows you to find a cheaper category. It takes only a few minutes of your time.

4. Looking for free parking 

There always be some free parking around where you want to be. The only downside is that, often free parking are too far away from your destination.

Saving Money Around The Home

1. Install a programmable thermostat 

In general, every programmable thermostat comes with pre-programmed settings that can really help to cut your bills. If used correctly, programmable thermostat can help you to save 5% off your bill, for every degree you lower the thermostat(in the winter).

2. Dust off the coils of your refrigerator

You can clean out your refrigerator coils and improve its efficiency. In this way you can cut electricity bill.

3. Install a water meter

Water supply companies make a big profit to supply water, and when don’t rain, supply runs dry and the price goes up. In this case you may want to consider the possibility of installing a meter. You may be surprised to learn you could halve your annual bill.

4. Wash your clothes in cold water

The new detergent allows you to washing in cold water. You can save money in bills if you wash with cold water, rather than hot water.

5. Rent movies and games 

You are a big dvd or PSP fan? If so, don’t buy them, you can rent movies from Blockbuster or service like Netflix and Gamefly are probably a better for you.

6. Switch to low cost service 

For instance, Skype is a popular voip service that allow you to replace your landline with your computer’s internet connection

Find Store fixtures

When a store closes, reitailers are often happy to sell their fixtures to recoup some of their investment. Especially in the last days of its going-out-of-business sale, you can often make great deals and ask them for a low prices.

2. Buy online:

Online vendors often have better prices than traditional stores because they have lower overhead. Many places offer free shipping and no sales tax (unless you live in the state they have their warehouse) so that increases your savings.

3. Grocery list –

Often when you are in the supermarket you tend to buy whatever. So, to reduce the impulse buying every product you see, I suggest you to create a grocery list or shopping list and use it.

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